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Book Detail
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Personal and Automobile Loan Information for Teens , Second Edition
Chambers, James
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Previous ISBN (13): 9780780817883
Category: ConsHlth: Adolescents
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Synopsis:
"Today's teenagers encounter economic challenges distinct from previous generations as they transition to managing their own money and credit. This book provides teens with the essential financial literacy needed to efficiently manage their earnings, savings, and loans. Loans can be of great help when one runs out of the money needed to meet their needs or make significant purchases. There are various types of loans, such as automobile loans, home loans, personal loans, student loans, and more. A clear understanding of how loans and credit function can help teens sidestep financial pitfalls and build economic stability.Personal and Automobile Loan Information for Teens, Second Edition provides teens with the financial literacy essential for managing personal finances and navigating the complexities of loans and credit. It highlights the significance of credit scoring and gives insight on how teens can build credit while avoiding common financial pitfalls. The book offers a comprehensive overview of the various loan options available to teenagers and goes into great detail regarding the procedures for acquiring personal and auto loans. Extensive guidance is provided on considerations before buying, renting, or leasing a car, including information about car repair, warranties, and insurance. The legal rights of consumers are clearly explained along with tips for steering clear of loan scams and identity theft. It also includes additional resources for teens seeking information on personal and automobile loans.Part 1: Understanding Personal Finance provides information on growing money and prepares teenagers to manage their finances. It also explains the role of parents in teen money management.Part 2: Understanding Credit and Debt highlights the importance of credit scoring and explains how teens can build their credit while avoiding common financial pitfalls. It provides information about various loan options available for teens and offe
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